Professionals

If you’re a professional on the verge of becoming an equity partner in your business, or if that transition has already happened, we can support you with financial planning tailored to your unique position.

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FINANCIAL PLANNING FOR PROFESSIONALS

The professionals we work with are typically in fast-paced, demanding jobs. Free time is in short supply. And you don’t want to spend the time you do have thinking about your financial planning.

Whether you’re about to enter a partnership in your business, are already in one, or getting ready to liquidate your shares and retire, we can advise you every step of the way, de-risk your position, and make sure you’re tapping into all the available opportunities.

PRE-PARTNERSHIP PLANNING

Preparation counts for so much if you’re entering a partnership with your firm in the future. And seeking professional advice and putting a robust financial plan in place beforehand is highly advised.

You may need some support finding and saving funds to invest in the firm. We can help you prepare for that moment and the significant changes to your financial position that come with it.

Once you enter the partnership structure, your tax returns may become more complex. Your overall benefits package could change substantially, affecting different tax bandings and allowances. And if you’re receiving a profit draw, it can impact your tax position, how much you can put into your pension, and create a sizeable inheritance tax liability too.

It’s these changes – many of which happen almost overnight – that make pre-partnership planning so important. We specialise in working with professionals like yourself to make that transition as smooth as possible, with financial planning built around your values, priorities, concerns and ideal lifestyle. Now, and in the future.

PARTNERSHIP PLANNING

Do you receive profit drawings? And do you know how they affect your income tax and allowances? We can help you allocate these funds and structure them to achieve your goals and support the people and causes you care about most.

When you’re a partner in a firm, your personal finances are closely tied to the success of the business. As a result, so is your future. And that poses significant risks.

We’ll work with you to diversify your assets and spread your funds over a number of carefully structured, tax-efficient options.

A big part of making sure your future doesn’t rest on your firm’s success is knowing your number, i.e., the amount of money you’ll need to lead the life you want. So, we’ll stress test your position and help you prepare for any number of eventualities. That way, you can have complete peace of mind.

READY TO SELL YOUR SHARES?

Before you liquidate your shares, there are plenty of planning opportunities to make the most of. We’ll help you manage your capital gains tax (CGT) and income tax, get your estate in order and plan your legacy. All while making sure you stay on top of key factors like structuring your wills appropriately and considering IHT planning prior to a sale. Many of these opportunities need to happen before the deal takes place, so, it’s wise to seek advice as early as possible in the process.

Whatever your position, and whatever your business, once we have a clear picture of your goals and we’ve calculated your number, we’ll support you with financial planning advice to make it all happen.

Proactivity is key, and putting the right structure in place early could reap huge rewards in the future. If you have any questions or you’d like to find out more, we’d love to chat.

WHAT OUR CLIENTS SAY

“We have a really good working relationship. They’re not frightened to say when they think something needs to change or we should do something differently. The team are first rate.”

“I value the personal attention I get – the advice is joined up and my wife and I feel really looked after. There are always people on the other end of the phone to answer any queries we might have.”

HOW CAN WE HELP?

Pension Planning Investments Life Assurance School Fees Planning Long Term Care Planning Inheritance Tax Planning Minimising Tax Liabilities Philanthropy

LIFE STAGES WE SUPPORT WITH

Looking for wealth management support through all your key life stages and events?

Cooper Parry Wealth can be your sounding board. We’ll give you complete peace of mind about your personal finances, an award-winning team of experts in your corner, and more time to do the things you love.

If you’re going through any of these stages in life, we’ve got specialists on hand to support you.